Together, we build a brighter financial future for all.
Since our founding, Boliba Savings & Credit has empowered individuals, families and businesses across Lesotho through cooperative finance, trusted financial solutions and community ownership.
• Regulated under the Cooperative Societies Act
• 26 Years of Service

Who We Are
Established in 2000 under the Cooperative Societies Act No. 6 of 2000 (Reg. No. 1544), Boliba Savings and Credit is a member-owned cooperative founded by former Lesotho Bank professionals and local businessmen. With over 80 dedicated staff and branches in Maseru, Maputsoe, and Mohale’s Hoek, we provide accessible savings, investments, and credit services to SMMEs, low-income earners, and underserved communities across Lesotho.
Build Your Future with Boliba – Lesotho’s Trusted Partner for Savings & Growth
Our Most Popular Products
Why Thousands of Basotho Choose Boliba
- Higher Returns on Savings
Earn competitive interest rates that beat most banks. Your money works for you while you sleep. - Fast & Flexible Loans
From school fees and home improvements to business expansion – get funds within days, not weeks.True - Member Ownership
You are not just a customer. You are an owner with a real voice in how we operate.
Ready to take control of your finances?
Don’t Wait. Your Financial Breakthrough Starts Here.
Whether you want to save more, borrow wisely, or grow your business, Boliba Savings & Credit is ready to walk with you.

10, 000+
Memebers
16M+
Paid in interests p/y
14M+
offered in loans in 2025
We are here to help.
Feel free to reach out to us with any questions regarding our services, membership, loans, savings, or any other matter. Our team will respond to your enquiry as quickly as possible.

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The Ministry of Education and Training Lesotho-sponsorship
Dated: September 20, 2021 Boliba savings and credit donated 3 smart phones to the ministry of education and training for best performing Lesotho General Certificate of Secondary School (LGCSE) and Junior Certificate (JC) students. “Education is the passport to the future, for tomorrow belongs to those who prepare for it today” by MalcomX https://www.facebook.com/372634272830034/videos/1010833049651401
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Cleaning campaign- sponsorship
Campaign Dated: October 28, 2021 The Prime Minister, Dr Moeketsi Majoro on Friday launched the ‘Operation Hloekisa Lesotho’ cleaning campaign in Maseru. The Operation Hloekisa Lesotho campaign is intended to beef up all efforts aimed at keeping Lesotho clean. Speaking during the launch, Dr Majoro appealed to Basotho to keep the environment clean, saying waste…
Investments at Boliba: Making Your Money Work Harder for Your Dreams Maseru, July 2026 | 7minutes to read At Boliba Savings & Credit, we believe that saving is the important first step, but investing is how you help your money grow faster and stronger to meet your bigger life goals. As a member, you have access to two practical and secure investment options designed to suit different needs and situations. These investments are built on the same foundation of trust, integrity, and member focus that defines everything we do. Your invested funds are handled with great care, and they earn competitive returns that can help you achieve meaningful progress toward owning a home, educating your children, expanding your business, or securing a comfortable retirement. Fixed Deposit Investment is ideal when you have a lump sum of money that you do not need to use for a specific period. By placing your funds in a Fixed Deposit, you earn a higher rate of interest than on a regular savings account, with your money growing safely until the end of the agreed term. This option brings peace of mind because your investment is protected while it works for you. Many members use Fixed Deposits to prepare for major future expenses or simply to build long-term wealth with confidence. The longer and larger your investment, the more you benefit from the attractive returns we offer. Molula-Qhooa Investment Plan is perfect for those who prefer to build wealth gradually through regular monthly contributions. This flexible plan allows you to invest an amount that fits comfortably into your budget each month. Over time, these consistent contributions grow through accumulated interest, turning small, disciplined steps into significant results. Members often choose Molula-Qhooa to save for children’s school fees, home construction or improvements, business growth, family responsibilities, or Christmas and other important occasions. It is a practical way for ordinary Basotho families to create extraordinary opportunities for themselves and their loved ones. What makes Boliba investments different is our genuine commitment to your success. Because we are a member-owned cooperative, we do not chase risky profits at your expense. Instead, we focus on safe, sustainable growth that truly serves our members. Your investments also contribute to the overall strength of Boliba, allowing us to support more families and communities across Lesotho. We continue to improve our services and explore better opportunities so that your money continues to work effectively in a changing world. If you have already started saving with us, moving some of your funds into investments can be a natural and powerful next step. Our team at any branch will take time to understand your goals, explain the options clearly, and help you choose the investment that best matches your needs and timeline. We are here to guide you with honesty and care so that you feel confident about every decision. Your future deserves to grow. By investing at Boliba, you are choosing a trusted partner that puts members first and believes in the power of steady, purposeful financial progress. We invite you to come and explore these opportunities. Together, we can turn your hard-earned money into lasting prosperity for you and your family. Your journey to greater financial freedom starts with that important conversation— we look forward to welcoming you. Visit or contact our branches: Maseru, Koporasi (+266 5789 8772) | Maputsoe(+266 5336 3967) | Botha-Bothe, Anwary’s (+266 5880 7874) | Mohale’s Hoek (+266 5995 1056) Or contact us via Whatsapp: https://wa.me/26657898772
Building a Brighter Financial Future with Boliba Savings & Credit Maseru, 13 July 2026 | 7minutes to read Many people in Lesotho work hard every day with the same deep hopes — to own a decent home, give their children a good education, grow a successful business, prepare for retirement, and protect their loved ones during difficult times. At Boliba Savings & Credit, we understand these dreams and challenges because we are a member-owned cooperative created specifically to support Basotho families and communities. Unlike traditional banks, when you join Boliba you do not become just another customer. You become a valued member and part-owner of an institution dedicated to inclusive prosperity. Our aspiration is to be Lesotho’s leading cooperative financial institution — trusted, inclusive, and transformative — helping members achieve sustainable growth through integrity, innovation, and genuine care. Joining Boliba is a straightforward and rewarding step toward greater financial security. With a one-time contribution of M150, you cover your registration, initial share, and savings account opening balance. This makes you a true member with important rights, including the ability to vote at Annual General Meetings, elect board members, receive financial reports, and access dividends or patronage refunds when declared. We operate under the Cooperative Societies Act with strong compliance, annual audits, and clear accountability, so you can have full confidence that your money is safe and well managed. From the moment you join, you become part of a stable, member-centric organisation focused on your long-term success. Your membership begins with a Boliba Savings Account that serves as a reliable foundation for your financial journey. This account welcomes regular deposits with no charges, making it easier to build consistent saving habits even when resources are limited. As a member, you gain access to a wide range of thoughtfully designed solutions tailored to real needs. You can apply for personal loans, short-term loans, salary advances, business loans, bridging finance, and school feeding loans. Our lending approach is responsible and supportive, always aiming to advance your wellbeing rather than create unnecessary burden. We also offer practical investment options to help your money grow according to your pace and goals. For those who prefer steady growth, the Molula-Qhooa Investment Plan allows regular monthly contributions that support important dreams such as children’s education, home improvement, business expansion, or family responsibilities. If you have a lump sum ready, our Fixed Deposit option provides secure returns while your funds remain protected until maturity. In addition, the Thala-Boliba Current Account makes everyday banking simple and efficient for individuals and businesses alike. We also provide the Bolibeng Funeral Scheme to give families dignity and peace of mind during life’s most difficult moments. These products reflect our core values of integrity, diligence, innovation, and being truly member-centric. We are actively building a stronger and more modern Boliba for the future. Our strategy focuses on improving technology, expanding digital services such as mobile money integration, transfers, bill payments, and secure self-service options. We continue to strengthen our branch network, deepen partnerships, and develop better customer experiences so that members can access services more conveniently. With strong member loyalty already in place and a clear commitment to affordable, accessible finance, Boliba stands ready to serve lower-income communities and growing businesses with the respect and support they deserve. Our focus on governance, innovation, and sustainable growth ensures we remain a trusted partner for many years to come. Taking the step to join Boliba means choosing a reliable path toward financial independence and community progress. We invite you to visit any of our branches with a copy of your National Identity Card or Passport and simple proof of residence. Our professional team will guide you through the process with clarity and care, answering all your questions so you feel confident about your decision. At Boliba, we believe real prosperity comes when people work together. By joining us, you become part of a respected cooperative that is committed to your success, your family’s wellbeing, and the development of our nation. Your journey toward lasting financial security and hope can begin today. We look forward to welcoming you as a valued member. #BolokaChelete #SavingsAccount #BolibaSavingsAndCredit #finacialfreedom #savingsaccount #savingsaccountgoals
Leeto la katleho ea lichelete le qala ka qeto e le ’ngoe— ho qala ho boloka kajeno! Bula Savings Account ea hau Boliba Savings & Credit ka M150 feela, ’me u natefeloe ke: - Ho boloka khoeli le khoeli - Ha ho litefiso tsa ho kenya chelete - Menyetla ea ho holisa chelete ea hau Seo u se hlokang feela ke: 📄 Kopi ea ID 📄 Bopaki ba sebaka seo u lulang ho sona (lease/ bill ea metsi e mabitsong a hau, kapo lengolo la morena). Re romelle molaetsa ho (+266) 5789 8772 kapa u etele lekala le haufi le uena. Boliba Savings & Credit – Tšepo ea Sechaba bakeng sa Kholo ea Moruo. #BolibaSavings #BolokaChelete #SavingsAccount #FinancialSecurity #Lesotho
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Join thousands of Basotho who trust Boliba for their financial needs.
